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Retail Merchant Accounts

Retail Merchant Accounts

The following Retail Merchant Accounts feature low or zero merchant account fees and competitive merchant account rates. Apply for the Retail Merchant Account of your choice by filling out a secure online application.


Best Retail Merchant Accounts
Paynet Systems - Retail Merchant Account
Paynet Systems - Retail Merchant Account
Paynet Systems - Retail Merchant Account
  • Get approved in 24 hours
  • Wholesale equipment prices
  • No monthly minimum fees
  • No long-term contract
  • No annual fee
Discount Rate Transaction Fee Gateway Fee Statement Fee Monthly Minimum Startup Fee
1.59%* $0.25* $10 per month* $10* $0* Free*

Additional Merchant Account Reviews
Charge.com - Retail Merchant Account
Charge.com - Retail Merchant Account
Charge.com - Retail Merchant Account
  • A credit card merchant account for immediate transaction processing.
  • Secure, encrypted, SSL (Secure Socket Layer) for secure transactions.
  • Online payment processing software allows you to instantly accept credit card payments in real-time over the Internet.
  • A Web-based terminal for easy processing of credit card orders manually.
  • Accept all Major Credit Cards including Visa, MasterCard, American Express, and Discover.
  • All funds are promptly wired into the checking account of your choice.
Discount Rate Transaction Fee Gateway Fee Statement Fee Monthly Minimum Startup Fee
1.79%* $0.25* $19.95* $10* -* Free*

PaymentMax - Retail Merchant Account
PaymentMax - Retail Merchant Account
PaymentMax - Retail Merchant Account
  • FASTEST Processing—Get Paid in JUST 12 HOURS!
  • We have you set up to take cards in One Day
  • Never any hidden fees, No batch fees, No statement fee
  • Friendly, knowledgeable Customer Service 24/7
  • We work with customers worldwide in 140 languages
  • State-of-the-art security keeps your financial info safe
Discount Rate Transaction Fee Gateway Fee Statement Fee Monthly Minimum Startup Fee
1.39%* $0.14* $14.95* $0* $0* Free*

Itransact - Retail Merchant Account
Itransact - Retail Merchant Account
Itransact - Retail Merchant Account
  • Wireless merchant account to accept credit cards from Visa, MasterCard, American Express and Discover.
  • With Itransact you can accept credit cards, debit cards, e-checks, and even gift cards, online or in store.
  • iTransact offers both merchant accounts and the payment gateways.
  • Secure transactions. 24 hours per day, 365 days per year.
Discount Rate Transaction Fee Gateway Fee Statement Fee Monthly Minimum Startup Fee
1.40%* $0.20* $0* $5* $0* Free*

Merchant Warehouse - Retail Merchant Account
Merchant Warehouse - Retail Merchant Account
Merchant Warehouse - Retail Merchant Account
  • Quick and easy retail merchant account setup.
  • Merchant Warehouse guarantees the lowest overall processing costs.
  • One of the highest approval rates in the industry.
  • Lowest guaranteed prices on all processing hardware and software.
Discount Rate Transaction Fee Gateway Fee Statement Fee Monthly Minimum Startup Fee
1.69%* $0.21* $5* $7.95* $25* Free*

Authorize.net - Retail Merchant Account
Authorize.net - Retail Merchant Account
Authorize.net - Retail Merchant Account
  • Sign up today for a Authorize.net Payment Gateway and start accepting credit cards from your ecommerce Web Site.
  • Faster Checkout Time
  • Stability and Reliability
  • Credit card transactions in as little as three seconds!
  • Apply for a Authorize.net Authorize.Net Payment Gateway by filling out a secure online application.
Discount Rate Transaction Fee Gateway Fee Statement Fee Monthly Minimum Startup Fee
1.79%* $0.25* $15* $9.95* $25* Free*

GotMerchant.com - Retail Merchant Account
GotMerchant.com - Retail Merchant Account
GotMerchant.com - Retail Merchant Account
  • Accept Credit Cards with a retail merchant account.
  • GotMerchant is a leader in providing quality merchant account services.
  • In-House Underwriting & Customer Service.
  • Your Own Personal Account Manager.
  • 24/7 Customer Service .
Discount Rate Transaction Fee Gateway Fee Statement Fee Monthly Minimum Startup Fee
1.69%* $0.25* $9.95* $10* $25* $49*

Total Merchant Services - Retail
Total Merchant Services - Retail Merchant Account
Total Merchant Services - Retail Merchant Account
  • A wholesale retail merchant account provider that guarantees to beat any competitors rates or they’ll pay you, the merchant, $500.
  • Total Merchant Services signs up over 4000 new accounts every month.
  • All new customers free new credit card equipment and software.
  • Total Merchant Services will also pay you $200 to refer them another retail business.
Discount Rate Transaction Fee Gateway Fee Statement Fee Monthly Minimum Startup Fee
1.69% $0.20 $10 $10 $25 Free*

Merchant Accounts Express - Retail
Merchant Accounts Express - Retail Merchant Account
Merchant Accounts Express - Retail Merchant Account
  • A retail merchant services provider that gives you everything you need to accept credit cards.
  • Merchant Accounts Express provides a Free Shopping Cart,  Free Authorize.Net account and Free 24/7 Support.
  • Free Check Software.
  • Same Day Approval.
Discount Rate Transaction Fee Gateway Fee Statement Fee Monthly Minimum Startup Fee
1.69%* $0.19* $14.95* $5* $25* Free*

Electronic Transfer - Retail Merchant Account
Electronic Transfer - Retail Merchant Account
Electronic Transfer - Retail Merchant Account
  • Accept All Major Credit Cards as well as Electronic Checks, Debit Card Payments, and Private Label Gift Cards with a retail merchant account.
  • Electronic Transfer offers Low Fees, Fast Approval, Easy Setup.
  • 98% Approval Rate.
  • No application fee.
  • Apply NOW and receive a FREE Merchant Account with each Fast Charge gateway set up!
Discount Rate Transaction Fee Gateway Fee Statement Fee Monthly Minimum Startup Fee
1.69%* $0.25* $10* $10* $20* Free*

GoEMerchant - Retail Merchant Account
GoEMerchant - Retail Merchant Account
GoEMerchant - Retail Merchant Account
  • Process credit card orders with a retail merchant account.
  • GoEMerchant provides an easy and powerful credit card processing solution for businesses or individuals to transact secure, real time credit card sales.
  • No application fee, acquisition fee, customer service fee or cancellation fees.
  • Low cost credit card processing equipment and software.
  • Custom merchant account solutions tailored to your unique business needs.
Discount Rate Transaction Fee Gateway Fee Statement Fee Monthly Minimum Startup Fee
1.71%* $0.25* $14.95* $7.95* $15* Free*

Merchant Plus - Retail Merchant Account
Merchant Plus - Retail Merchant Account
Merchant Plus - Retail Merchant Account
  • Accept credit cards online today with a retail merchant account.
  • Merchant Plus offers low-rate, flat-fee, direct merchant accounts with supreme customer service.
  • No monthly minimum fees.
  • No long-term contract and no annual fees.
Discount Rate Transaction Fee Gateway Fee Statement Fee Monthly Minimum Startup Fee
1.74%* $0.25* as low as $0* $19.95* $0* Free*

Capital Merchant Solutions Inc - Retail
Capital Merchant Solutions Inc - Retail Merchant Account
Capital Merchant Solutions Inc - Retail Merchant Account
  • Affordable credit card processing services and retail merchant accounts for ecommerce & retail businesses.
  • Capital Merchant Solutions Inc has been helping business owners obtain credit card processing merchant accounts for over 10 years.
  • Discounted credit card processing rates .
  • Free POS Terminal and Free Wireless programs.
Discount Rate Transaction Fee Gateway Fee Statement Fee Monthly Minimum Startup Fee
1.59%* $0.24* $12.95* $7.95* $15* $0*

American Express - Retail Merchant Account
American Express - Retail Merchant Account
American Express - Retail Merchant Account
  • Higher Average Charge - Industry research shows that the average American Express transaction is nearly 31% higher than the average non-American Express credit transaction.*
  • Avid Internet Shoppers - 79% of American Express Cardmembers used American Express to make, on average, 23.2 purchases over the Internet in the past year.**
  • Frequent Diners - American Express Cardmembers made, on average, 19.2 restaurant purchases in the past 3 months.***
*The NilsonReport, 851, February 2006
**Brookfield Research, July 2006
***Brookfield Research, June 2007
Discount Rate Transaction Fee Gateway Fee Statement Fee Monthly Minimum Startup Fee
-* -* -* -* -* -*



* See Retail Merchant Accounts Applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.